New Hampshire Education Freedom Account

The New Hampshire Education Freedom Account (EFA) provides approximately $4,265 per student annually for private school tuition, homeschool curriculum, tutoring, and other educational expenses, with universal eligibility as of 2025.

What is the New Hampshire Education Freedom Account?

The New Hampshire Education Freedom Account is an education savings account program providing state funds to families for educational expenses outside the public school system. Administered by Children's Scholarship Fund New Hampshire, the EFA deposits quarterly funds that families can spend on approved educational purchases including private school tuition, homeschool curriculum, tutoring services, and educational technology.

Key Takeaways

  • Base funding of $4,265.64 per student for 2025-26
  • Universal eligibility as of June 2025 - no income limits
  • Additional $5,700 available for students with special needs
  • Administered by Children's Scholarship Fund NH (nonprofit)
  • Cannot be combined with public school enrollment

Eligible Expenses

Eligible Expenses

  • Private school or online school tuition
  • Homeschool curriculum and instructional materials
  • Tutoring services
  • Educational therapies
  • Computers and educational technology
  • Internet service for educational use
  • Standardized testing fees
  • Educational program and activity fees

What EFA Funds Cannot Cover

Certain expenses fall outside EFA eligibility regardless of educational justification. Televisions, furniture, streaming entertainment services, recreational equipment, toys, and games are not covered. Parent time spent teaching is not reimbursable even though parents are the primary instructors. Athletic equipment for recreational use and entertainment purchases like museum passes or zoo memberships (unless tied to specific educational programs) are generally excluded.

Important Trade-off for Homeschoolers

Application and Funding Timeline

Applications verified by July 15 receive the full EFA grant for the school year. The program has a 10,000 student cap for 2025-26, and recent enrollment approached this limit with 295 students waitlisted. If enrollment exceeds 90% of the cap (9,000+ students), the cap increases to 12,500 for 2026-27. Funds are deposited quarterly and roll over annually until the student graduates or withdraws from the program.

The Bottom Line

New Hampshire's EFA provides meaningful funding for educational expenses outside public schools, now available universally without income restrictions. The $4,265+ annual benefit covers significant curriculum costs for homeschoolers or reduces private school tuition burden. Weigh the trade-off carefully if public school program access matters to your family. Apply early since the program cap creates real enrollment limits, and document residency carefully since annual reapplication is required.

Frequently Asked Questions

No. As of June 2025 when SB 295 was signed, New Hampshire removed all income restrictions. The program now offers universal eligibility for all NH residents with school-age children.

John Tambunting

Written by

John Tambunting

Founder

John Tambunting is passionate about homeschooling after discovering the love of learning only later on in life through hackathons and working on startups. Although he attended public school growing up, was an "A" student, and graduated with an applied mathematics degree from Brown University, "teaching for the test," "memorizing for good grades," the traditional form of education had delayed his discovery of his real passions: building things, learning how things work, and helping others. John is looking forward to the day he has children to raise intentionally and cultivate the love of learning in them from an early age. John is a Christian and radically gave his life to Christ in 2023. John is also the Co-Founder of Y Combinator backed Pangea.app.